Post Office POMIS डाकघर की ये स्कीम, बेहद कम इनवेस्टमेंट में आपको मिलेगा ज्यादा फायदा

Post Office Monthly Income Scheme Post Office Monthly Income Scheme (POMIS) is a  unique small savings scheme offered by the department of post through its network of post office branches that offers guaranteed fixed monthly income on the lump sum investment done by an individual An individual can deposit up to Rs 4.5 lakh in POMIS account if he/she is the sole beneficiary of the account. But in case of joint holding, the amount of deposit can go up to Rs 9 lakh. In case of joint accounts, each holder will have an equal share with the maximum limit for each individual share being limited at Rs 4.5 lakh. Joint accounts can be opened by two or three adults. A single account can be converted into Joint and vice versa. How to open POMIS account This account can be opened either by cash or cheque. If you are paying by cheque, the date of realization of the cheque will be the date of opening of the MIS account and the maturity date will be calculated accordingly. Any number of MIS accounts can be opened in any post office by an individual subject to a maximum investment limit of Rs 4.5 lakh by adding balance in all accounts

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